02536 — Barnstable County, Massachusetts Market Snapshot
Housing market data for zip code 02536 in Barnstable County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
65 sales in 2026 (year to date)
Median Sale Price
$743,900
Days to Sell
22
Homes Sold
65
Inventory
63
Sale-to-List
98.7%
New Listings
113
Price/SqFt
$436
Pending Sales
91
Conforming Loan Available
The median home in 02536 at $743,900 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 02536 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 02536 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 02536 at $743,900 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 02536 are set at the county level.
2026 Loan Limits — Barnstable County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $828,000 |
| 2 Units | $1,066,250 | $1,060,000 |
| 3 Units | $1,288,800 | $1,281,300 |
| 4 Units | $1,601,750 | $1,592,350 |
Affordability Snapshot — Zip 02536
To purchase the median home at $743,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,850.
Monthly Payment
$5,850
Income Required
$250,694
Principal & Interest
$4,584/mo
Down Payment (5%)
$37,195
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02536.
Estimated Monthly Payment
$4,754
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 02536. Tell us what you're looking for.