21619 — Queen Anne's County, Maryland Market Snapshot
Housing market data for zip code 21619 in Queen Anne's County, Maryland. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$764,900
Days to Sell
46
Homes Sold
29
Inventory
37
Sale-to-List
98.9%
New Listings
45
Price/SqFt
$324
Pending Sales
32
Conforming Loan Available
The median home in 21619 at $764,900 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
21619's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 21619 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 21619 at $764,900 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 21619 are set at the county level.
2026 Loan Limits — Queen Anne's County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $747,500 |
| 2 Units | $1,066,250 | $956,950 |
| 3 Units | $1,288,800 | $1,156,700 |
| 4 Units | $1,601,750 | $1,437,500 |
Affordability Snapshot — Zip 21619
To purchase the median home at $764,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,010.
Monthly Payment
$6,010
Income Required
$257,589
Principal & Interest
$4,713/mo
Down Payment (5%)
$38,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 21619.
Estimated Monthly Payment
$4,884
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