70555 — Vermilion Parish, Louisiana Market Snapshot
Housing market data for zip code 70555 in Vermilion Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
47 sales in 2026 (year to date)
Median Sale Price
$250,500
Days to Sell
89
Homes Sold
47
Inventory
28
Sale-to-List
99.1%
New Listings
42
Price/SqFt
$148
Pending Sales
50
Conforming Loan Available
Most homebuyers in 70555 can comfortably use conventional financing. The median home price of $250,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 89 days on average, 70555 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 70555 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70555 can comfortably use conventional financing. The median home price of $250,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70555 are set at the county level.
2026 Loan Limits — Vermilion Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70555
To purchase the median home at $250,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,069.
Monthly Payment
$2,069
Income Required
$88,682
Principal & Interest
$1,544/mo
Down Payment (5%)
$12,525
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70555.
Estimated Monthly Payment
$1,700
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