70446 — Tangipahoa Parish, Louisiana Market Snapshot
Housing market data for zip code 70446 in Tangipahoa Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$281,200
Days to Sell
55
Homes Sold
16
Inventory
17
Sale-to-List
99.7%
New Listings
20
Price/SqFt
$173
Pending Sales
20
Conforming Loan Available
Most homebuyers in 70446 can comfortably use conventional financing. The median home price of $281,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
70446's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 70446 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70446 can comfortably use conventional financing. The median home price of $281,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70446 are set at the county level.
2026 Loan Limits — Tangipahoa Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70446
To purchase the median home at $281,200 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,304.
Monthly Payment
$2,304
Income Required
$98,763
Principal & Interest
$1,733/mo
Down Payment (5%)
$14,060
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70446.
Estimated Monthly Payment
$1,890
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 70446. Tell us what you're looking for.