70452 — St. Tammany Parish, Louisiana Market Snapshot
Housing market data for zip code 70452 in St. Tammany Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
40 sales in 2026 (year to date)
Median Sale Price
$271,000
Days to Sell
81
Homes Sold
40
Inventory
41
Sale-to-List
97.3%
New Listings
53
Price/SqFt
$155
Pending Sales
54
Conforming Loan Available
Most homebuyers in 70452 can comfortably use conventional financing. The median home price of $271,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 81 days on average, 70452 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70452 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70452 can comfortably use conventional financing. The median home price of $271,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70452 are set at the county level.
2026 Loan Limits — St. Tammany Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70452
To purchase the median home at $271,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,226.
Monthly Payment
$2,226
Income Required
$95,414
Principal & Interest
$1,670/mo
Down Payment (5%)
$13,550
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70452.
Estimated Monthly Payment
$1,827
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