70447 — St. Tammany Parish, Louisiana Market Snapshot
Housing market data for zip code 70447 in St. Tammany Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
96 sales in 2026 (year to date)
Median Sale Price
$411,250
Days to Sell
70
Homes Sold
96
Inventory
124
Sale-to-List
99.0%
New Listings
129
Price/SqFt
$189
Pending Sales
112
Conforming Loan Available
Most homebuyers in 70447 can comfortably use conventional financing. The median home price of $411,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 70 days on average, 70447 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 70447 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70447 can comfortably use conventional financing. The median home price of $411,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70447 are set at the county level.
2026 Loan Limits — St. Tammany Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70447
To purchase the median home at $411,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,301.
Monthly Payment
$3,301
Income Required
$141,466
Principal & Interest
$2,534/mo
Down Payment (5%)
$20,563
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70447.
Estimated Monthly Payment
$2,695
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