70512 — St. Martin Parish, Louisiana Market Snapshot
Housing market data for zip code 70512 in St. Martin Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$196,250
Days to Sell
120
Homes Sold
10
Inventory
17
Sale-to-List
90.8%
New Listings
18
Price/SqFt
$140
Pending Sales
13
Conforming Loan Available
Most homebuyers in 70512 can comfortably use conventional financing. The median home price of $196,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 120 days on average, 70512 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70512 sells for 9.2% below asking price (90.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70512 can comfortably use conventional financing. The median home price of $196,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70512 are set at the county level.
2026 Loan Limits — St. Martin Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70512
To purchase the median home at $196,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,654.
Monthly Payment
$1,654
Income Required
$70,869
Principal & Interest
$1,209/mo
Down Payment (5%)
$9,813
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70512.
Estimated Monthly Payment
$1,365
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