70520 — St. Landry Parish, Louisiana Market Snapshot
Housing market data for zip code 70520 in St. Landry Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
46 sales in 2026 (year to date)
Median Sale Price
$199,500
Days to Sell
90
Homes Sold
46
Inventory
54
Sale-to-List
97.8%
New Listings
54
Price/SqFt
$140
Pending Sales
54
Conforming Loan Available
Most homebuyers in 70520 can comfortably use conventional financing. The median home price of $199,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 90 days on average, 70520 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70520 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70520 can comfortably use conventional financing. The median home price of $199,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70520 are set at the county level.
2026 Loan Limits — St. Landry Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70520
To purchase the median home at $199,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,679.
Monthly Payment
$1,679
Income Required
$71,936
Principal & Interest
$1,229/mo
Down Payment (5%)
$9,975
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70520.
Estimated Monthly Payment
$1,385
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