70706 — St. Helena Parish, Louisiana Market Snapshot
Housing market data for zip code 70706 in St. Helena Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
92 sales in 2026 (year to date)
Median Sale Price
$256,500
Days to Sell
55
Homes Sold
92
Inventory
N/A
Sale-to-List
99.0%
New Listings
N/A
Price/SqFt
$157
Pending Sales
99
Conforming Loan Available
Most homebuyers in 70706 can comfortably use conventional financing. The median home price of $256,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
70706's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 70706 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70706 can comfortably use conventional financing. The median home price of $256,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70706 are set at the county level.
2026 Loan Limits — St. Helena Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70706
To purchase the median home at $256,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,115.
Monthly Payment
$2,115
Income Required
$90,652
Principal & Interest
$1,580/mo
Down Payment (5%)
$12,825
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70706.
Estimated Monthly Payment
$1,737
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