71409 — Rapides Parish, Louisiana Market Snapshot
Housing market data for zip code 71409 in Rapides Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Rapides Parish county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$244,650
Days to Sell
49
Homes Sold
8
Inventory
10
Conforming Loan Available
Most homebuyers in 71409 can comfortably use conventional financing. The median home price of $244,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
71409's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 71409 can comfortably use conventional financing. The median home price of $244,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 71409 are set at the county level.
2026 Loan Limits — Rapides Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 71409
To purchase the median home at $244,650 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,024.
Monthly Payment
$2,024
Income Required
$86,761
Principal & Interest
$1,507/mo
Down Payment (5%)
$12,233
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 71409.
Estimated Monthly Payment
$1,664
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