70783 — Pointe Coupee Parish, Louisiana Market Snapshot
Housing market data for zip code 70783 in Pointe Coupee Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$579,550
Days to Sell
158
Homes Sold
10
Inventory
N/A
Sale-to-List
96.3%
New Listings
N/A
Price/SqFt
$291
Pending Sales
7
Conforming Loan Available
Most homebuyers in 70783 can comfortably use conventional financing. The median home price of $579,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 158 days on average, 70783 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70783 sells for 3.7% below asking price (96.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70783 can comfortably use conventional financing. The median home price of $579,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70783 are set at the county level.
2026 Loan Limits — Pointe Coupee Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70783
To purchase the median home at $579,550 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,590.
Monthly Payment
$4,590
Income Required
$196,728
Principal & Interest
$3,571/mo
Down Payment (5%)
$28,978
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70783.
Estimated Monthly Payment
$3,737
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