70785 — Livingston Parish, Louisiana Market Snapshot
Housing market data for zip code 70785 in Livingston Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
73 sales in 2026 (year to date)
Median Sale Price
$247,900
Days to Sell
70
Homes Sold
73
Inventory
N/A
Sale-to-List
99.6%
New Listings
N/A
Price/SqFt
$156
Pending Sales
79
Conforming Loan Available
Most homebuyers in 70785 can comfortably use conventional financing. The median home price of $247,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 70 days on average, 70785 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 70785 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70785 can comfortably use conventional financing. The median home price of $247,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70785 are set at the county level.
2026 Loan Limits — Livingston Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70785
To purchase the median home at $247,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,049.
Monthly Payment
$2,049
Income Required
$87,828
Principal & Interest
$1,527/mo
Down Payment (5%)
$12,395
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70785.
Estimated Monthly Payment
$1,684
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