70466 — Livingston Parish, Louisiana Market Snapshot
Housing market data for zip code 70466 in Livingston Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
21 sales in 2026 (year to date)
Median Sale Price
$234,900
Days to Sell
160
Homes Sold
21
Inventory
20
Sale-to-List
99.0%
New Listings
20
Price/SqFt
$151
Pending Sales
23
Conforming Loan Available
Most homebuyers in 70466 can comfortably use conventional financing. The median home price of $234,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 160 days on average, 70466 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 70466 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70466 can comfortably use conventional financing. The median home price of $234,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70466 are set at the county level.
2026 Loan Limits — Livingston Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70466
To purchase the median home at $234,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,950.
Monthly Payment
$1,950
Income Required
$83,560
Principal & Interest
$1,447/mo
Down Payment (5%)
$11,745
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70466.
Estimated Monthly Payment
$1,604
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