70422 — Livingston Parish, Louisiana Market Snapshot
Housing market data for zip code 70422 in Livingston Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$193,850
Days to Sell
55
Homes Sold
16
Inventory
21
Sale-to-List
94.6%
New Listings
26
Price/SqFt
$140
Pending Sales
19
Conforming Loan Available
Most homebuyers in 70422 can comfortably use conventional financing. The median home price of $193,850 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
70422's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 70422 sells for 5.4% below asking price (94.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70422 can comfortably use conventional financing. The median home price of $193,850 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70422 are set at the county level.
2026 Loan Limits — Livingston Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70422
To purchase the median home at $193,850 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,635.
Monthly Payment
$1,635
Income Required
$70,081
Principal & Interest
$1,194/mo
Down Payment (5%)
$9,693
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70422.
Estimated Monthly Payment
$1,350
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