70374 — Lafourche Parish, Louisiana Market Snapshot
Housing market data for zip code 70374 in Lafourche Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$159,000
Days to Sell
179
Homes Sold
18
Inventory
20
Sale-to-List
93.3%
New Listings
19
Price/SqFt
$105
Pending Sales
20
Conforming Loan Available
Most homebuyers in 70374 can comfortably use conventional financing. The median home price of $159,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 179 days on average, 70374 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70374 sells for 6.7% below asking price (93.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70374 can comfortably use conventional financing. The median home price of $159,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70374 are set at the county level.
2026 Loan Limits — Lafourche Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70374
To purchase the median home at $159,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,368.
Monthly Payment
$1,368
Income Required
$58,638
Principal & Interest
$980/mo
Down Payment (5%)
$7,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70374.
Estimated Monthly Payment
$1,134
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