70518 — Iberia Parish, Louisiana Market Snapshot
Housing market data for zip code 70518 in Iberia Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
78 sales in 2026 (year to date)
Median Sale Price
$287,578
Days to Sell
79
Homes Sold
78
Inventory
99
Sale-to-List
98.7%
New Listings
98
Price/SqFt
$156
Pending Sales
79
Conforming Loan Available
Most homebuyers in 70518 can comfortably use conventional financing. The median home price of $287,578 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 79 days on average, 70518 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 70518 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 70518 can comfortably use conventional financing. The median home price of $287,578 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70518 are set at the county level.
2026 Loan Limits — Iberia Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70518
To purchase the median home at $287,578 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,353.
Monthly Payment
$2,353
Income Required
$100,857
Principal & Interest
$1,772/mo
Down Payment (5%)
$14,379
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70518.
Estimated Monthly Payment
$1,930
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