71055 — Bienville Parish, Louisiana Market Snapshot
Housing market data for zip code 71055 in Bienville Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
45 sales in 2026 (year to date)
Median Sale Price
$151,000
Days to Sell
77
Homes Sold
45
Inventory
37
Sale-to-List
95.5%
New Listings
38
Price/SqFt
$100
Pending Sales
44
Conforming Loan Available
Most homebuyers in 71055 can comfortably use conventional financing. The median home price of $151,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 77 days on average, 71055 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 71055 sells for 4.5% below asking price (95.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 71055 can comfortably use conventional financing. The median home price of $151,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 71055 are set at the county level.
2026 Loan Limits — Bienville Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 71055
To purchase the median home at $151,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,307.
Monthly Payment
$1,307
Income Required
$56,010
Principal & Interest
$930/mo
Down Payment (5%)
$7,550
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 71055.
Estimated Monthly Payment
$1,085
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