70634 — Beauregard Parish, Louisiana Market Snapshot
Housing market data for zip code 70634 in Beauregard Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
56 sales in 2026 (year to date)
Median Sale Price
$190,500
Days to Sell
121
Homes Sold
56
Inventory
93
Sale-to-List
97.5%
New Listings
73
Price/SqFt
$120
Pending Sales
61
Conforming Loan Available
Most homebuyers in 70634 can comfortably use conventional financing. The median home price of $190,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 121 days on average, 70634 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 70634 sells for 2.5% below asking price (97.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 70634 can comfortably use conventional financing. The median home price of $190,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70634 are set at the county level.
2026 Loan Limits — Beauregard Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70634
To purchase the median home at $190,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,610.
Monthly Payment
$1,610
Income Required
$68,981
Principal & Interest
$1,174/mo
Down Payment (5%)
$9,525
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70634.
Estimated Monthly Payment
$1,329
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