70531 — Acadia Parish, Louisiana Market Snapshot
Housing market data for zip code 70531 in Acadia Parish, Louisiana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Acadia Parish county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$294,900
Days to Sell
377
Homes Sold
1
Inventory
1
Conforming Loan Available
Most homebuyers in 70531 can comfortably use conventional financing. The median home price of $294,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 377 days on average, 70531 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 70531 can comfortably use conventional financing. The median home price of $294,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 70531 are set at the county level.
2026 Loan Limits — Acadia Parish
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 70531
To purchase the median home at $294,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,409.
Monthly Payment
$2,409
Income Required
$103,261
Principal & Interest
$1,817/mo
Down Payment (5%)
$14,745
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 70531.
Estimated Monthly Payment
$1,975
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 70531. Tell us what you're looking for.