40379 — Scott County, Kentucky Market Snapshot
Housing market data for zip code 40379 in Scott County, Kentucky. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Scott County county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$279,000
Days to Sell
26
Homes Sold
8
Inventory
5
Conforming Loan Available
Most homebuyers in 40379 can comfortably use conventional financing. The median home price of $279,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 40379 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 40379 can comfortably use conventional financing. The median home price of $279,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 40379 are set at the county level.
2026 Loan Limits — Scott County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 40379
To purchase the median home at $279,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,288.
Monthly Payment
$2,288
Income Required
$98,040
Principal & Interest
$1,719/mo
Down Payment (5%)
$13,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 40379.
Estimated Monthly Payment
$1,877
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 40379. Tell us what you're looking for.