42503 — Pulaski County, Kentucky Market Snapshot
Housing market data for zip code 42503 in Pulaski County, Kentucky. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Pulaski County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$266,550
Days to Sell
61
Homes Sold
2
Inventory
2
Conforming Loan Available
Most homebuyers in 42503 can comfortably use conventional financing. The median home price of $266,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 61 days on average, 42503 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 42503 can comfortably use conventional financing. The median home price of $266,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 42503 are set at the county level.
2026 Loan Limits — Pulaski County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 42503
To purchase the median home at $266,550 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,192.
Monthly Payment
$2,192
Income Required
$93,953
Principal & Interest
$1,642/mo
Down Payment (5%)
$13,328
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 42503.
Estimated Monthly Payment
$1,800
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