66605 — Shawnee County, Kansas Market Snapshot
Housing market data for zip code 66605 in Shawnee County, Kansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
63 sales in 2026 (year to date)
Median Sale Price
$176,000
Days to Sell
10
Homes Sold
63
Inventory
27
Sale-to-List
95.4%
New Listings
76
Price/SqFt
$120
Pending Sales
65
Conforming Loan Available
Most homebuyers in 66605 can comfortably use conventional financing. The median home price of $176,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
66605 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
The average home in 66605 sells for 4.6% below asking price (95.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 66605 can comfortably use conventional financing. The median home price of $176,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 66605 are set at the county level.
2026 Loan Limits — Shawnee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 66605
To purchase the median home at $176,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,498.
Monthly Payment
$1,498
Income Required
$64,220
Principal & Interest
$1,084/mo
Down Payment (5%)
$8,800
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 66605.
Estimated Monthly Payment
$1,239
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 66605. Tell us what you're looking for.