66021 — Miami County, Kansas Market Snapshot
Housing market data for zip code 66021 in Miami County, Kansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$303,990
Days to Sell
43
Homes Sold
27
Inventory
N/A
Sale-to-List
0.0%
New Listings
30
Price/SqFt
$224
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 66021 can comfortably use conventional financing. The median home price of $303,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
66021's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 66021 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 66021 can comfortably use conventional financing. The median home price of $303,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 66021 are set at the county level.
2026 Loan Limits — Miami County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 66021
To purchase the median home at $303,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,479.
Monthly Payment
$2,479
Income Required
$106,246
Principal & Interest
$1,873/mo
Down Payment (5%)
$15,200
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 66021.
Estimated Monthly Payment
$2,031
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