66221 — Johnson County, Kansas Market Snapshot
Housing market data for zip code 66221 in Johnson County, Kansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
116 sales in 2026 (year to date)
Median Sale Price
$871,500
Days to Sell
22
Homes Sold
116
Inventory
N/A
Sale-to-List
0.0%
New Listings
169
Price/SqFt
$240
Pending Sales
N/A
Jumbo Loan Likely Needed
The median home in 66221 at $871,500 exceeds the 2026 conforming loan limit of $832,750 by $38,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 66221 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 66221 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 66221 at $871,500 exceeds the 2026 conforming loan limit of $832,750 by $38,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 66221 are set at the county level.
2026 Loan Limits — Johnson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 66221
To purchase the median home at $871,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,827.
Monthly Payment
$6,827
Income Required
$292,593
Principal & Interest
$5,370/mo
Down Payment (5%)
$43,575
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 66221.
Estimated Monthly Payment
$5,544
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