66002 — Doniphan County, Kansas Market Snapshot
Housing market data for zip code 66002 in Doniphan County, Kansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
37 sales in 2026 (year to date)
Median Sale Price
$179,900
Days to Sell
39
Homes Sold
37
Inventory
32
Sale-to-List
93.4%
New Listings
53
Price/SqFt
$114
Pending Sales
47
Conforming Loan Available
Most homebuyers in 66002 can comfortably use conventional financing. The median home price of $179,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
66002's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 66002 sells for 6.6% below asking price (93.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 66002 can comfortably use conventional financing. The median home price of $179,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 66002 are set at the county level.
2026 Loan Limits — Doniphan County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 66002
To purchase the median home at $179,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,528.
Monthly Payment
$1,528
Income Required
$65,500
Principal & Interest
$1,108/mo
Down Payment (5%)
$8,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 66002.
Estimated Monthly Payment
$1,263
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