66801 — Chase County, Kansas Market Snapshot
Housing market data for zip code 66801 in Chase County, Kansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
69 sales in 2026 (year to date)
Median Sale Price
$184,500
Days to Sell
33
Homes Sold
69
Inventory
54
Sale-to-List
103.7%
New Listings
107
Price/SqFt
$120
Pending Sales
77
Conforming Loan Available
Most homebuyers in 66801 can comfortably use conventional financing. The median home price of $184,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
66801's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 66801 are selling 3.7% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 66801 can comfortably use conventional financing. The median home price of $184,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 66801 are set at the county level.
2026 Loan Limits — Chase County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 66801
To purchase the median home at $184,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,564.
Monthly Payment
$1,564
Income Required
$67,011
Principal & Interest
$1,137/mo
Down Payment (5%)
$9,225
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 66801.
Estimated Monthly Payment
$1,292
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