47327 — Wayne County, Indiana Market Snapshot
Housing market data for zip code 47327 in Wayne County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$139,500
Days to Sell
51
Homes Sold
12
Inventory
14
Sale-to-List
94.9%
New Listings
21
Price/SqFt
$113
Pending Sales
15
Conforming Loan Available
Most homebuyers in 47327 can comfortably use conventional financing. The median home price of $139,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
47327's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 47327 sells for 5.1% below asking price (94.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 47327 can comfortably use conventional financing. The median home price of $139,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 47327 are set at the county level.
2026 Loan Limits — Wayne County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 47327
To purchase the median home at $139,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,219.
Monthly Payment
$1,219
Income Required
$52,234
Principal & Interest
$860/mo
Down Payment (5%)
$6,975
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 47327.
Estimated Monthly Payment
$1,013
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