46256 — Marion County, Indiana Market Snapshot
Housing market data for zip code 46256 in Marion County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
100 sales in 2026 (year to date)
Median Sale Price
$319,500
Days to Sell
16
Homes Sold
100
Inventory
38
Sale-to-List
99.0%
New Listings
122
Price/SqFt
$165
Pending Sales
129
Conforming Loan Available
Most homebuyers in 46256 can comfortably use conventional financing. The median home price of $319,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 46256 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46256 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46256 can comfortably use conventional financing. The median home price of $319,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46256 are set at the county level.
2026 Loan Limits — Marion County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46256
To purchase the median home at $319,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,598.
Monthly Payment
$2,598
Income Required
$111,339
Principal & Interest
$1,969/mo
Down Payment (5%)
$15,975
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46256.
Estimated Monthly Payment
$2,127
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 46256. Tell us what you're looking for.