46239 — Marion County, Indiana Market Snapshot
Housing market data for zip code 46239 in Marion County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
172 sales in 2026 (year to date)
Median Sale Price
$309,812
Days to Sell
49
Homes Sold
172
Inventory
168
Sale-to-List
98.4%
New Listings
234
Price/SqFt
$143
Pending Sales
230
Conforming Loan Available
Most homebuyers in 46239 can comfortably use conventional financing. The median home price of $309,812 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
46239's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 46239 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46239 can comfortably use conventional financing. The median home price of $309,812 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46239 are set at the county level.
2026 Loan Limits — Marion County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46239
To purchase the median home at $309,812 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,524.
Monthly Payment
$2,524
Income Required
$108,158
Principal & Interest
$1,909/mo
Down Payment (5%)
$15,491
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46239.
Estimated Monthly Payment
$2,067
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