46214 — Marion County, Indiana Market Snapshot
Housing market data for zip code 46214 in Marion County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
57 sales in 2026 (year to date)
Median Sale Price
$234,000
Days to Sell
10
Homes Sold
57
Inventory
38
Sale-to-List
98.2%
New Listings
83
Price/SqFt
$142
Pending Sales
71
Conforming Loan Available
Most homebuyers in 46214 can comfortably use conventional financing. The median home price of $234,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
46214 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46214 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46214 can comfortably use conventional financing. The median home price of $234,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46214 are set at the county level.
2026 Loan Limits — Marion County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46214
To purchase the median home at $234,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,943.
Monthly Payment
$1,943
Income Required
$83,264
Principal & Interest
$1,442/mo
Down Payment (5%)
$11,700
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46214.
Estimated Monthly Payment
$1,598
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 46214. Tell us what you're looking for.