46163 — Marion County, Indiana Market Snapshot
Housing market data for zip code 46163 in Marion County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
59 sales in 2026 (year to date)
Median Sale Price
$389,000
Days to Sell
24
Homes Sold
59
Inventory
39
Sale-to-List
98.8%
New Listings
80
Price/SqFt
$156
Pending Sales
75
Conforming Loan Available
Most homebuyers in 46163 can comfortably use conventional financing. The median home price of $389,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 46163 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46163 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46163 can comfortably use conventional financing. The median home price of $389,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46163 are set at the county level.
2026 Loan Limits — Marion County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46163
To purchase the median home at $389,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,130.
Monthly Payment
$3,130
Income Required
$134,160
Principal & Interest
$2,397/mo
Down Payment (5%)
$19,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46163.
Estimated Monthly Payment
$2,557
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