46063 — Madison County, Indiana Market Snapshot
Housing market data for zip code 46063 in Madison County, Indiana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Madison County county page for broader data.
Market Sales Data
1 sales in 2025
Median Sale Price
$50,600
Days to Sell
253
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 46063 can comfortably use conventional financing. The median home price of $50,600 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 253 days on average, 46063 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 46063 can comfortably use conventional financing. The median home price of $50,600 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46063 are set at the county level.
2026 Loan Limits — Madison County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46063
To purchase the median home at $50,600 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $538.
Monthly Payment
$538
Income Required
$23,043
Principal & Interest
$312/mo
Down Payment (5%)
$2,530
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46063.
Estimated Monthly Payment
$463
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