46290 — Hamilton County, Indiana Market Snapshot
Housing market data for zip code 46290 in Hamilton County, Indiana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Hamilton County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$1,737,500
Days to Sell
25
Homes Sold
2
Inventory
7
Jumbo Loan Likely Needed
The median home in 46290 at $1,737,500 exceeds the 2026 conforming loan limit of $832,750 by $904,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 46290 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 46290 at $1,737,500 exceeds the 2026 conforming loan limit of $832,750 by $904,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 46290 are set at the county level.
2026 Loan Limits — Hamilton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46290
To purchase the median home at $1,737,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $13,462.
Monthly Payment
$13,462
Income Required
$576,950
Principal & Interest
$10,706/mo
Down Payment (5%)
$86,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46290.
Estimated Monthly Payment
$10,903
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 46290.
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