46060 — Hamilton County, Indiana Market Snapshot
Housing market data for zip code 46060 in Hamilton County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
203 sales in 2026 (year to date)
Median Sale Price
$392,000
Days to Sell
21
Homes Sold
203
Inventory
84
Sale-to-List
98.7%
New Listings
217
Price/SqFt
$170
Pending Sales
228
Conforming Loan Available
Most homebuyers in 46060 can comfortably use conventional financing. The median home price of $392,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 46060 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46060 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46060 can comfortably use conventional financing. The median home price of $392,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46060 are set at the county level.
2026 Loan Limits — Hamilton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46060
To purchase the median home at $392,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,153.
Monthly Payment
$3,153
Income Required
$135,145
Principal & Interest
$2,415/mo
Down Payment (5%)
$19,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46060.
Estimated Monthly Payment
$2,576
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