47725 — Gibson County, Indiana Market Snapshot
Housing market data for zip code 47725 in Gibson County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
98 sales in 2026 (year to date)
Median Sale Price
$313,500
Days to Sell
23
Homes Sold
98
Inventory
60
Sale-to-List
98.6%
New Listings
129
Price/SqFt
$167
Pending Sales
111
Conforming Loan Available
Most homebuyers in 47725 can comfortably use conventional financing. The median home price of $313,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 47725 are moving quickly at 23 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 47725 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 47725 can comfortably use conventional financing. The median home price of $313,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 47725 are set at the county level.
2026 Loan Limits — Gibson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 47725
To purchase the median home at $313,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,552.
Monthly Payment
$2,552
Income Required
$109,369
Principal & Interest
$1,932/mo
Down Payment (5%)
$15,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 47725.
Estimated Monthly Payment
$2,090
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