47119 — Floyd County, Indiana Market Snapshot
Housing market data for zip code 47119 in Floyd County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
32 sales in 2026 (year to date)
Median Sale Price
$443,500
Days to Sell
51
Homes Sold
32
Inventory
24
Sale-to-List
98.2%
New Listings
36
Price/SqFt
$179
Pending Sales
32
Conforming Loan Available
Most homebuyers in 47119 can comfortably use conventional financing. The median home price of $443,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
47119's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 47119 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 47119 can comfortably use conventional financing. The median home price of $443,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 47119 are set at the county level.
2026 Loan Limits — Floyd County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 47119
To purchase the median home at $443,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,548.
Monthly Payment
$3,548
Income Required
$152,055
Principal & Interest
$2,733/mo
Down Payment (5%)
$22,175
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 47119.
Estimated Monthly Payment
$2,895
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