47302 — Delaware County, Indiana Market Snapshot
Housing market data for zip code 47302 in Delaware County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
74 sales in 2026 (year to date)
Median Sale Price
$123,950
Days to Sell
30
Homes Sold
74
Inventory
56
Sale-to-List
97.3%
New Listings
103
Price/SqFt
$110
Pending Sales
103
Conforming Loan Available
Most homebuyers in 47302 can comfortably use conventional financing. The median home price of $123,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
47302's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 47302 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 47302 can comfortably use conventional financing. The median home price of $123,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 47302 are set at the county level.
2026 Loan Limits — Delaware County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 47302
To purchase the median home at $123,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,100.
Monthly Payment
$1,100
Income Required
$47,128
Principal & Interest
$764/mo
Down Payment (5%)
$6,198
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 47302.
Estimated Monthly Payment
$917
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