46788 — DeKalb County, Indiana Market Snapshot
Housing market data for zip code 46788 in DeKalb County, Indiana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the DeKalb County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$753,700
Days to Sell
10
Homes Sold
6
Inventory
3
Conforming Loan Available
The median home in 46788 at $753,700 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
46788 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
The median home in 46788 at $753,700 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 46788 are set at the county level.
2026 Loan Limits — DeKalb County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46788
To purchase the median home at $753,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,925.
Monthly Payment
$5,925
Income Required
$253,912
Principal & Interest
$4,644/mo
Down Payment (5%)
$37,685
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46788.
Estimated Monthly Payment
$4,814
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