46929 — Carroll County, Indiana Market Snapshot
Housing market data for zip code 46929 in Carroll County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$194,000
Days to Sell
33
Homes Sold
12
Inventory
4
Sale-to-List
98.1%
New Listings
11
Price/SqFt
$120
Pending Sales
11
Conforming Loan Available
Most homebuyers in 46929 can comfortably use conventional financing. The median home price of $194,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
46929's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 46929 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46929 can comfortably use conventional financing. The median home price of $194,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46929 are set at the county level.
2026 Loan Limits — Carroll County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46929
To purchase the median home at $194,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,636.
Monthly Payment
$1,636
Income Required
$70,130
Principal & Interest
$1,195/mo
Down Payment (5%)
$9,700
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46929.
Estimated Monthly Payment
$1,351
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 46929. Tell us what you're looking for.