47401 — Brown County, Indiana Market Snapshot
Housing market data for zip code 47401 in Brown County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
179 sales in 2026 (year to date)
Median Sale Price
$362,000
Days to Sell
54
Homes Sold
179
Inventory
279
Sale-to-List
97.0%
New Listings
307
Price/SqFt
$188
Pending Sales
207
Conforming Loan Available
Most homebuyers in 47401 can comfortably use conventional financing. The median home price of $362,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
47401's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 47401 sells for 3.0% below asking price (97.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 47401 can comfortably use conventional financing. The median home price of $362,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 47401 are set at the county level.
2026 Loan Limits — Brown County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 47401
To purchase the median home at $362,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,924.
Monthly Payment
$2,924
Income Required
$125,294
Principal & Interest
$2,231/mo
Down Payment (5%)
$18,100
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 47401.
Estimated Monthly Payment
$2,390
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