46723 — Allen County, Indiana Market Snapshot
Housing market data for zip code 46723 in Allen County, Indiana. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$262,500
Days to Sell
12
Homes Sold
13
Inventory
6
Sale-to-List
100.6%
New Listings
17
Price/SqFt
$146
Pending Sales
21
Conforming Loan Available
Most homebuyers in 46723 can comfortably use conventional financing. The median home price of $262,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
46723 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 46723 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 46723 can comfortably use conventional financing. The median home price of $262,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 46723 are set at the county level.
2026 Loan Limits — Allen County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 46723
To purchase the median home at $262,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,161.
Monthly Payment
$2,161
Income Required
$92,622
Principal & Interest
$1,617/mo
Down Payment (5%)
$13,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 46723.
Estimated Monthly Payment
$1,775
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