83843 — Latah County, Idaho Market Snapshot
Housing market data for zip code 83843 in Latah County, Idaho. Updated monthly with median prices, days on market, and more.
Market Sales Data
46 sales in 2026 (year to date)
Median Sale Price
$518,500
Days to Sell
16
Homes Sold
46
Inventory
36
Sale-to-List
99.7%
New Listings
67
Price/SqFt
$284
Pending Sales
58
Conforming Loan Available
Most homebuyers in 83843 can comfortably use conventional financing. The median home price of $518,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 83843 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 83843 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 83843 can comfortably use conventional financing. The median home price of $518,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 83843 are set at the county level.
2026 Loan Limits — Latah County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 83843
To purchase the median home at $518,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,123.
Monthly Payment
$4,123
Income Required
$176,682
Principal & Interest
$3,195/mo
Down Payment (5%)
$25,925
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 83843.
Estimated Monthly Payment
$3,359
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