83676 — Canyon County, Idaho Market Snapshot
Housing market data for zip code 83676 in Canyon County, Idaho. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$575,500
Days to Sell
14
Homes Sold
13
Inventory
9
Sale-to-List
97.4%
New Listings
17
Price/SqFt
$260
Pending Sales
16
Conforming Loan Available
Most homebuyers in 83676 can comfortably use conventional financing. The median home price of $575,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 83676 are moving quickly at 14 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 83676 sells for 2.6% below asking price (97.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 83676 can comfortably use conventional financing. The median home price of $575,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 83676 are set at the county level.
2026 Loan Limits — Canyon County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $586,500 |
| 2 Units | $1,066,250 | $750,800 |
| 3 Units | $1,288,800 | $907,550 |
| 4 Units | $1,601,750 | $1,127,900 |
Affordability Snapshot — Zip 83676
To purchase the median home at $575,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,559.
Monthly Payment
$4,559
Income Required
$195,399
Principal & Interest
$3,546/mo
Down Payment (5%)
$28,775
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 83676.
Estimated Monthly Payment
$3,712
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