83651 — Canyon County, Idaho Market Snapshot
Housing market data for zip code 83651 in Canyon County, Idaho. Updated monthly with median prices, days on market, and more.
Market Sales Data
117 sales in 2026 (year to date)
Median Sale Price
$389,900
Days to Sell
24
Homes Sold
117
Inventory
98
Sale-to-List
99.8%
New Listings
181
Price/SqFt
$242
Pending Sales
160
Conforming Loan Available
Most homebuyers in 83651 can comfortably use conventional financing. The median home price of $389,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 83651 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 83651 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 83651 can comfortably use conventional financing. The median home price of $389,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 83651 are set at the county level.
2026 Loan Limits — Canyon County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $586,500 |
| 2 Units | $1,066,250 | $750,800 |
| 3 Units | $1,288,800 | $907,550 |
| 4 Units | $1,601,750 | $1,127,900 |
Affordability Snapshot — Zip 83651
To purchase the median home at $389,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,137.
Monthly Payment
$3,137
Income Required
$134,455
Principal & Interest
$2,402/mo
Down Payment (5%)
$19,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 83651.
Estimated Monthly Payment
$2,563
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