96793 — Maui County, Hawaii Market Snapshot
Housing market data for zip code 96793 in Maui County, Hawaii. Updated monthly with median prices, days on market, and more.
Market Sales Data
35 sales in 2026 (year to date)
Median Sale Price
$1,075,000
Days to Sell
96
Homes Sold
35
Inventory
68
Sale-to-List
97.3%
New Listings
48
Price/SqFt
$661
Pending Sales
37
Conforming Loan Available
The median home in 96793 at $1,075,000 falls within the 2026 conforming loan limit of $1,299,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 96 days on average, 96793 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 96793 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 96793 at $1,075,000 falls within the 2026 conforming loan limit of $1,299,500, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 96793 are set at the county level.
2026 Loan Limits — Maui County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,299,500 | $1,299,500 |
| 2 Units | $1,663,600 | $1,663,600 |
| 3 Units | $2,010,950 | $2,010,950 |
| 4 Units | $2,499,100 | $2,499,100 |
Affordability Snapshot — Zip 96793
To purchase the median home at $1,075,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,386.
Monthly Payment
$8,386
Income Required
$359,413
Principal & Interest
$6,624/mo
Down Payment (5%)
$53,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 96793.
Estimated Monthly Payment
$6,803
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