30625 — Putnam County, Georgia Market Snapshot
Housing market data for zip code 30625 in Putnam County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
33 sales in 2026 (year to date)
Median Sale Price
$349,969
Days to Sell
97
Homes Sold
33
Inventory
35
Sale-to-List
98.8%
New Listings
40
Price/SqFt
$163
Pending Sales
39
Conforming Loan Available
Most homebuyers in 30625 can comfortably use conventional financing. The median home price of $349,969 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 97 days on average, 30625 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 30625 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30625 can comfortably use conventional financing. The median home price of $349,969 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30625 are set at the county level.
2026 Loan Limits — Putnam County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 30625
To purchase the median home at $349,969 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,831.
Monthly Payment
$2,831
Income Required
$121,344
Principal & Interest
$2,156/mo
Down Payment (5%)
$17,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30625.
Estimated Monthly Payment
$2,316
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