30224 — Pike County, Georgia Market Snapshot
Housing market data for zip code 30224 in Pike County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
108 sales in 2026 (year to date)
Median Sale Price
$279,950
Days to Sell
85
Homes Sold
108
Inventory
99
Sale-to-List
96.4%
New Listings
108
Price/SqFt
$151
Pending Sales
100
Conforming Loan Available
Most homebuyers in 30224 can comfortably use conventional financing. The median home price of $279,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 85 days on average, 30224 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 30224 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30224 can comfortably use conventional financing. The median home price of $279,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30224 are set at the county level.
2026 Loan Limits — Pike County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30224
To purchase the median home at $279,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,295.
Monthly Payment
$2,295
Income Required
$98,352
Principal & Interest
$1,725/mo
Down Payment (5%)
$13,998
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30224.
Estimated Monthly Payment
$1,883
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