30139 — Pickens County, Georgia Market Snapshot
Housing market data for zip code 30139 in Pickens County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$329,950
Days to Sell
57
Homes Sold
12
Inventory
8
Sale-to-List
96.6%
New Listings
16
Price/SqFt
$252
Pending Sales
16
Conforming Loan Available
Most homebuyers in 30139 can comfortably use conventional financing. The median home price of $329,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
30139's market is balanced with homes taking an average of 57 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 30139 sells for 3.4% below asking price (96.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 30139 can comfortably use conventional financing. The median home price of $329,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30139 are set at the county level.
2026 Loan Limits — Pickens County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30139
To purchase the median home at $329,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,678.
Monthly Payment
$2,678
Income Required
$114,770
Principal & Interest
$2,033/mo
Down Payment (5%)
$16,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30139.
Estimated Monthly Payment
$2,192
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 30139. Tell us what you're looking for.