31069 — Peach County, Georgia Market Snapshot
Housing market data for zip code 31069 in Peach County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
169 sales in 2026 (year to date)
Median Sale Price
$296,000
Days to Sell
59
Homes Sold
169
Inventory
154
Sale-to-List
99.3%
New Listings
198
Price/SqFt
$156
Pending Sales
199
Conforming Loan Available
Most homebuyers in 31069 can comfortably use conventional financing. The median home price of $296,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
31069's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 31069 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 31069 can comfortably use conventional financing. The median home price of $296,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 31069 are set at the county level.
2026 Loan Limits — Peach County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 31069
To purchase the median home at $296,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,418.
Monthly Payment
$2,418
Income Required
$103,623
Principal & Interest
$1,824/mo
Down Payment (5%)
$14,800
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 31069.
Estimated Monthly Payment
$1,982
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