30132 — Paulding County, Georgia Market Snapshot
Housing market data for zip code 30132 in Paulding County, Georgia. Updated monthly with median prices, days on market, and more.
Market Sales Data
246 sales in 2026 (year to date)
Median Sale Price
$385,495
Days to Sell
63
Homes Sold
246
Inventory
289
Sale-to-List
98.6%
New Listings
340
Price/SqFt
$168
Pending Sales
300
Conforming Loan Available
Most homebuyers in 30132 can comfortably use conventional financing. The median home price of $385,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 63 days on average, 30132 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 30132 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 30132 can comfortably use conventional financing. The median home price of $385,495 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 30132 are set at the county level.
2026 Loan Limits — Paulding County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 30132
To purchase the median home at $385,495 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,104.
Monthly Payment
$3,104
Income Required
$133,009
Principal & Interest
$2,375/mo
Down Payment (5%)
$19,275
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 30132.
Estimated Monthly Payment
$2,536
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